Learning Partner

Advanced Retirement Income Planning


  • CFP® certificants: This course qualifies for 7 CE credits as accredited by FP Canada Standards Council in the Financial Planning category.
  • Life Agents (provincial requirements): 7 hours, Eligible in BC, SK, ON

FORMAT: Course Notes in PDF format (print them or read them online) and an online Quiz. 

COURSE DESCRIPTION: Your client is about to retire and needs to draw a specified amount from his savings each year to be able to maintain his lifestyle. Using conservative assumptions about the rate of return on his investments, inflation, life expectancy, etc., you firm’s retirement income calculator forecasts that the client has enough money to retire. The forecast assumes that the numbers you used hold true over the retiree’s lifetime - but how realistic is that?

Jim Otar’s course, Advanced Retirement Income Planning, explores the probability of a retirement income forecast going awry by applying over 100 years of market history to stress test the plan. You will learn how “aftcasting” can highlight vulnerabilities in your client’s retirement income plan, and help you make recommendations to provide a more secure retirement income.

Jim is the author of “Unveiling the Retirement Myth” and has written many articles for Investment Executive, Advisor.ca, Canadian Money Saver, financialplanning.com, and more. His articles on retirement planning won him the prestigious CFP-Board Award in the United States two years in a row!

As a bonus, when you successfully complete this course, Jim will send you a copy of his aftcast spreadsheet upon request, so you can apply your new knowledge.

    NOTE: You have one year from time of purchase to complete this course.

    AUTHOR: Jim C. Otar

    PUBLISHED: October 2018

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