CPP & OAS - Two Important Pillars of Retirement Income
CE CREDITS:
- CFP® and QAFP® certificants: 3 hours in Financial Planning Category (activity ID#10550)
- MFDA: 3 PD credits
- IIROC: 3 PD credits, Cycle 9 (2022 - 2023)
- Life Agents (provincial requirements): 3 hours, Eligible in ON, AB (AIC#60187, life category)
- CLUs: Not Institute accredited, but will likely qualify for 3 Institute-approved Professional Development credits. See What's the difference?
- CPAs: 3 verifiable CPD hours
FORMAT: Written course notes in PDF format (read them online or print them). You must complete an online Course Quiz to obtain CE credits.
COURSE DESCRIPTION:
The Canada Pension Plan (CPP) and Old Age Security (OAS) benefits can be important components of your client’s lifetime retirement income plan, but they are surprisingly complex. As an advisor, you need to understand the detailed ins and outs of each plan.
This Course expands upon previous versions by taking a look at the latest research from the National Institute on Ageing, which demonstrates that for many Canadians, delaying CPP as long as possible is the safest, most inexpensive way to secure lifetime retirement income that is worry-free and keeps up with inflation. After completing this course, you may find that you need to reframe your thinking about how to best advise your clients about when to start these benefits.
NOTE: You have one year from time of purchase to complete this course.
AUTHOR: Roxanne Eszes, CFP®
PUBLISHED: December 2021
FP Canada and the FP Canada Standards Council's CE Credit logo are registered trademarks of the FP Canada.
