CE CREDITS:
The Canada Pension Plan (CPP) and Old Age Security (OAS) benefits can be important components of your client’s lifetime retirement income plan, but they are surprisingly complex. As an advisor, you need to understand the detailed ins and outs of each plan.
This Course expands upon previous versions by taking a look at the latest research from the National Institute on Ageing, which demonstrates that for many Canadians, delaying CPP as long as possible is the safest, most inexpensive way to secure lifetime retirement income that is worry-free and keeps up with inflation. After completing this course, you may find that you need to reframe your thinking about how to best advise your clients about when to start these benefits.