Learning Partner

Charitable Giving


  • CFP® and QAFP® certificants: 6.0 hours in Financial Planning Category
  • MFDA: 6.0 PD credits
  • Life Agents (provincial requirements): Eligible for 6.0 hours ON, MB, SK, AB
  • CLUs: Not Institute accredited, but will likely qualify for 6.0 Institute-approved Professional Development credits. See What's the difference?
  • CPAs: 6.0 verifiable CPD hours
FORMAT: Written course notes in PDF format (read them online or print them). You must complete an online Course Quiz to obtain CE credits.

Many Canadians make donations on an ad hoc basis, often when solicited by a friend or family member, without giving much thought about how to maximize the benefits to the charity or themselves. However, taking a more strategic approach to charitable giving can result in significant financial benefits for both the donor and the charity.  This is particularly true for your high-income or high-net-worth clients.

By completing this course, you will gain a thorough understanding of:

  • the charitable giving landscape in Canada
  • the tax rules related to the charitable donation tax credit
  • charitable giving strategies, including:
    • donating cash
    • donating personal-use property
    • making a charitable bequest through a will
    • using a charitable remainder trust
    • using an alter ego or joint partner trust
    • gifting a residual interest in capital property
    • donating registered retirement funds during life
    • naming a charity as beneficiary of registered retirement funds
    • gifting a life insurance policy during life
    • designating a charity as beneficiary of life insurance policy proceeds
    • setting up a private charitable foundation
    • contributing to a donor-advised fund
    • establishing or contributing to an endowment fund
    • purchasing a charitable gift annuity, and
    • donating through a business
  • resources to help you choose a charity
  • a warning about charitable gifting arrangements

NOTE: You have 6 months from time of purchase to complete this course.

PUBLISHED: June 2023

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